It can be tough for people to understand exactly when they need to purchase a car insurance policy and which coverage they should choose. This applies to rental cars, as well.
When you rent a car, you find yourself wondering whether farm bureau auto insurance covers rental cars and what is included in the price. The truth is that yes, the rentals are covered but to a certain extent. Therefore, you should know exactly what you get and fill in the gaps wherever it’s needed.
Ready to discover more about this? Here we go.
Does Farm Bureau Auto Insurance Cover Rental Cars – Damage Caused by Collision
In case you have collision coverage on the car you own, chances are that you may not need it for the rental car, as well. So, check this out before renting an automobile in order to evade any confusion.
Actually, farm bureau auto insurance covers damages to the rental car in the event of a theft, fire, vandalism, and some natural disasters. This only applies to the automobile that’s rented and to the one that rented it and not another driver that may be driving the car when the accident happened.
Only note that if damage occurs, you may be required to pay an additional fee to the rental company.
Does Farm Bureau Auto Insurance Cover Rental Cars – Liability Insurance
This is coverage related to possible damages inflicted on someone else during an accident with the rented vehicle. As with the previous one, if you have it on your own personal car, you may not be required to pay for it for the rental, as well.
It applies only to a vehicle that you rented and you drive yourself or if the car is driven by another person with your permission.
Does Farm Bureau Auto Insurance Cover Rental Cars – Coverage of Personal Effects
Do you have a habit of leaving things in your car while you are out of it? Then, have in mind that it can get stolen, leaving you without some personal items of great importance to you, including documents and money.
The personal effects coverage takes care of this, protecting you from theft and offering compensation in case anything gets stolen from the rented car.
Does Farm Bureau Auto Insurance Cover Rental Cars – Some Helpful Tips
When renting a car and looking for the right farm bureau car insurance you should get, consider these tips:
- Before going to rent the car, check your existing insurance policy
- Explore the details of the policy and see whether there’s some sort of coverage for rental cars
- Even if your policy offers coverage for rentals, note that they may not be applicable if you rent a vehicle for a longer time
- A lot of credit cards come with incorporated theft and collision protection. So, make sure you look into that, too
Does Farm Bureau Auto Insurance Cover Rental Cars – Final Thoughts
It’s time for you to shine! Tell us if you know more about this and share your experience with us here in the comments!